Umbrella Insurance
Umbrella Insurance in NJ, NY, CT, PA and Other States
You don’t need to be a millionaire to face a lawsuit for millions. Protect yourself against legal claims of all sizes with umbrella insurance from Everett Insurance. Our policies shield clients from the costs of legal action in multiple states, including New Jersey, New York, Connecticut, Pennsylvania, and Nevada. Contact our team today to start customizing a personalized umbrella policy to fit your needs.
What Is Umbrella Insurance?
Umbrella insurance is an extension of your liability coverage. For example, if someone falls on your front steps, is bitten by your dog, or is involved in an accident with your vehicle, you could be held legally responsible for their damages. Auto and homeowners insurance only provide limited protection. Umbrella insurance fills the gap, helping cover legal fees and court judgments without putting your savings at risk.
A lawsuit can threaten everything you own and affect your future earnings, so it’s important to ensure you are adequately covered. The following are examples of situations that umbrella policies can protect against:
Owning a home
Vacation properties
Waterfront properties
Vacant land
Luxury automobiles
Motorcycles, watercraft, and recreational vehicles
Additional Types of Coverage
As with any insurance, it’s important to know what your policy covers. Umbrella insurance is generally offered in $1 million increments, and coverage details vary by company and plan. Depending on your needs, you may want to consider the following additional types of coverage:
Libel, slander, and character defamation
Privacy invasion and hacking
False arrest
Coverage for people who reside with you
Coverage for recreational vehicles and watercraft
Finding the Right Umbrella Insurance for You
At Everett Insurance, we take pride in the strong reputation we’ve earned for service, integrity, and expertise. Our team is committed to helping clients find high-quality insurance policies that meet their individual needs and budgets.
As an independent agency, we’re able to partner with a wide network of trusted carriers—giving our clients access to competitive rates and comprehensive coverage options that larger, single-provider agencies simply can’t offer.
We work with leading names in condo insurance, including Lemonade and Chubb Insurance, among others.
Get a Quote Today
When it comes to protecting yourself, it’s always best to be prepared. People across New Jersey, New York, Connecticut, Pennsylvania, Nevada, and other states can rely on Everett Insurance to provide comprehensive umbrella insurance designed to safeguard what matters most.
By reviewing your unique needs and financial goals, our team develops personalized, high-quality policies that offer the right level of protection at a price that fits your budget. We also identify bundling opportunities and available discounts to help you maximize your savings.
For more details about our umbrella insurance options or the carriers we partner with, contact Everett Insurance today or request a quote online to get started.