Business Insurance
Business Insurance in NJ, NY, CT, PA and Other States
No matter the size of your business, a single unforeseen event can put everything you’ve built at risk. Everett Insurance provides the right business insurance to protect your company and secure your peace of mind. Serving clients in New Jersey, New York, Connecticut, Pennsylvania, Nevada, and 25 additional states, we help shield your assets from lawsuits, workplace incidents, and other risks.
Business Owner Policy Coverage
Everett Insurance offers business insurance solutions designed to provide flexibility and peace of mind. Our packages combine coverage for your core property and liability risks into a single policy, while also allowing optional add-ons tailored to your business, including restaurant and café coverage. We serve a wide range of industries, from salons, barbershops, and nail studios to marketing firms, retail shops, and beyond.
For small and mid-sized businesses, our standard business owner policies (BOPs) include essential coverage to help protect your assets and operations:
Property insurance
This coverage protects the company’s physical property as well as the contents inside, including equipment, inventory, and furnishings.
Business interruption insurance
This coverage provides reimbursement for lost income in the event of a shutdown due to a covered loss.
Liability insurance
This coverage protects the business against legal liability for bodily injury or property damage that happens on company premises or due to employee actions.
BOPs do not include coverage for professional liability, commercial auto, workers’ compensation, or health and disability insurance. If your business requires these protections, you may need to add separate commercial policies or customize your current plan to address the specific risks your company faces.
Policies We Offer
Everett Insurance is an independent agency, allowing us to select policies from a wide range of providers to match your business’s unique needs. In addition to trusted names like Progressive, Franklin Mutual, and Fidelity, we offer coverage from various other premier insurance companies.
Get a Quote Today
When it comes to protecting your business, it’s always best to be prepared. Business owners across New Jersey, New York, Connecticut, Pennsylvania, Nevada, and other states can rely on Everett Insurance to provide comprehensive business insurance designed to safeguard what matters most.
By reviewing your unique needs and financial goals, our team develops personalized, high-quality policies that offer the right level of protection at a price that fits your budget. We also identify bundling opportunities and available discounts to help you maximize your savings.
For more details about our business insurance options or the carriers we partner with, contact Everett Insurance today or request a quote online to get started.