Insurance for Hair Salons, Barbershops, and Nail Salons
Insurance for Hair Salons, Barbershops, and Nail Salons in NJ, NY, CT, PA and Other States
Clients rely on your salon or barbershop to make them look and feel their best. To maintain that standard, you need assurance that your property, tools, and staff are fully covered. Everett Insurance offers salon insurance to protect your business, assets, and clients. Serving New Jersey, New York, Connecticut, Pennsylvania, Nevada, and beyond, we provide tailored coverage for your shop or salon.
Policies We Offer
Running a salon comes with unique risks, from slippery floors to expensive equipment and chemical products. Protecting your business requires an insurance partner who understands these challenges. As an independent agency, Everett Insurance works with multiple providers to help you find coverage tailored to your salon. Our options include policies from Chubb, Plymouth Rock, Travelers, The Andover Companies, and many others.
Get a Quote Today
When it comes to protecting your property, it’s always best to be prepared. Salon owners across New Jersey, New York, Connecticut, Pennsylvania, Nevada, and other states can rely on Everett Insurance to provide comprehensive insurance for hair salons, barbershops, and nail salons designed to safeguard what matters most.
By reviewing your unique needs and financial goals, our team develops personalized, high-quality policies that offer the right level of protection at a price that fits your budget. We also identify bundling opportunities and available discounts to help you maximize your savings.
For more details about our insurance for hair salons, barbershops, and nail salons options or the carriers we partner with, contact Everett Insurance today or request a quote online to get started.
Types of Coverage
Salons and barbershops operate as businesses first, which means they need many of the same standard coverages as other companies. Many begin with a business owner’s policy, or BOP, which combines coverage for the following types of expenses into one convenient plan:
Business property
Covers your shop’s buildings and property against damage, including extra costs from sewer backups or disasters.
Equipment breakdown
Coverage for costly equipment that may fail due to power surges, burnout, or mechanical issues.
Lost income
Provides financial protection if your salon must temporarily close due to a covered event.
General liability
Covers legal costs if a client is injured on your premises or has an adverse reaction to a product.
Salons and barbershops operate as businesses first, which means they need many of the same standard coverages as other companies. Many begin with a business owner’s policy, or BOP, which combines coverage for the following types of expenses into one convenient plan:
Professional liability
Provides coverage for licensed stylists in case of negligence or claims brought by clients.
For salons that provide house calls or off-site services, commercial auto insurance safeguards your business vehicles.
When employees such as stylists or barbers are injured or fall ill at work, workers’ compensation insurance helps pay for medical care and missed income.
Commercial umbrella insurance gives extra protection above your general liability and commercial auto policies and can cover additional risks.