Apartment Building Insurance
Apartment Building Insurance in NJ, NY, CT, PA and Other States
Owning rental property offers many advantages, but it also comes with potential risks. Unexpected situations can arise that may affect your rental income or property value. If you own property in New Jersey, New York, Connecticut, Pennsylvania, Nevada, or other states, Everett Insurance can help protect your investment with comprehensive apartment building insurance. Our policies are designed to give property owners peace of mind, ensuring that when the unexpected happens, we’re here to help.
Protection for Apartment Building Owners
Managing a rental property can be rewarding, but it also comes with uncertainties. Whether it’s damage to your building or interruptions to your rental income, unexpected events can happen anytime. Our apartment building insurance packages help safeguard your investment from the following risks and more:
Smoke and fire
Wind, snow, and hail
Theft and vandalism
Building code issues
Legal liability
Many building owners choose to enhance their coverage by adding protection for sewer systems and water backup.
Our Apartment Building Policies
At Everett Insurance, we offer two types of policies to protect your property and rental income. We serve properties of all sizes and can help you choose the coverage that fits your needs. Our policy options include:
Residential Building Coverage
Meant for residential apartment buildings, Everett Insurance policies offer coverage for:
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Accidental or malicious damage to the property
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Lost rental income from significant damage
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Liability for damages or injuries that occur in common areas of the property
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Flooding caused by sewer or drain backups
Mixed-Use Building Coverage
Created for mixed-use properties with residential and retail units, these policies address the unique challenges of blended spaces. Everett Insurance will guide you through the specifics to ensure proper coverage. Coverage includes:
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Loss or damage to merchandise and signage for owner-occupied retail property
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Retail liability coverage in the case of injuries to customers and clients
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Compensation for broken or damaged equipment and computers
Personalized Guidance, Lasting Protection
At Everett Insurance, we understand that every apartment building is different. As a locally operated and independent agency, we offer the personal attention needed to craft coverage that fits your property’s unique requirements.
Beyond finding the right policies, we’re committed to providing responsive, local service. Our team is here to answer questions, refine your plan, and manage claims with speed and care.
Ensuring the Best Policy for Your Building
Protect your income and investment by securing coverage for your apartment building. Everett Insurance will help you find quality policies at affordable rates. Discounts are available for properties with sprinkler systems, fire-resistant features, new construction, and more. We work with trusted insurers such as The Andover Companies, Franklin Mutual, Farmers of Salem, Cumberland Mutual, and many others. Serving New Jersey, New York, Pennsylvania, Connecticut, Nevada, and other additional states, contact us today for a free quote.
Get a Quote Today
When it comes to protecting your property, it’s always best to be prepared. Property owners across New Jersey, New York, Connecticut, Pennsylvania, Nevada, and other states can rely on Everett Insurance to provide comprehensive apartment building insurance designed to safeguard what matters most.
By reviewing your unique needs and financial goals, our team develops personalized, high-quality policies that offer the right level of protection at a price that fits your budget. We also identify bundling opportunities and available discounts to help you maximize your savings.
For more details about our apartment building insurance options or the carriers we partner with, contact Everett Insurance today or request a quote online to get started.