Tenant-Occupied Dwelling Insurance
Tenant-Occupied Dwelling Insurance in NJ, NY, CT, PA and Other States
A rental property is a valuable investment and source of income, and landlords need to protect their assets against potential risks and disasters. Serving New Jersey, New York, Connecticut, Pennsylvania, Nevada, and other states, Everett Insurance offers affordable landlord insurance policies tailored to the unique needs of your tenant-occupied dwelling.
Coverage Types
Tenant-occupied dwelling insurance is meant for buildings currently rented out, where the landlord does not reside. Whether you own a single-family rental or a multi-family building, this insurance protects your property in the event of an accident. Everett Insurance offers landlord policies with comprehensive coverage, including the following standard protections:
Property insurance
Covers repairs for damage caused by snow, wind, hail, fire, vandalism, or related events, helping maintain the property and common areas for tenants.
General liability
Protects you if a visitor is injured on the property or if their belongings are damaged in common areas, covering the cost of any resulting lawsuits.
Loss of rent
If significant damage forces tenants to relocate while repairs are made, this policy compensates for lost rental income during the uninhabitable period.
As optional add-ons, you can purchase coverage for the contents of your rental property, including fixtures, appliances, and furniture that you provide for tenants. This additional property coverage protects your belongings in the event of damage. Tenants, however, will need their own renters insurance to cover personal belongings and liability for incidents that occur within their units.
Policies We Offer
When you own a rental property, it’s important to ensure it has the right coverage at competitive prices. Everett Insurance, as an independent agency, can select from a variety of policies and providers to find the best fit for your needs. Our customers can access protection from top insurance partners, including Chubb Insurance, Plymouth Rock Insurance, Travelers Insurance, and The Andover Companies, or choose from numerous other options.
No two landlords have the same needs, and our team understands how to provide the right level of coverage. We’re also committed to finding affordable policies that never compromise the quality of your protection.
Choose Everett Insurance
Your rental property is a valuable investment and source of income. Serving New Jersey, New York, Connecticut, Pennsylvania, Nevada, and other states, we provide the personal attention needed to secure the right landlord insurance coverage. Contact us today to learn more and request a quote.
Get a Quote Today
When it comes to protecting your property, it’s always best to be prepared. Owners across New Jersey, New York, Connecticut, Pennsylvania, Nevada, and other states can rely on Everett Insurance to provide comprehensive tenant-occupied dwelling insurance designed to safeguard what matters most.
By reviewing your unique needs and financial goals, our team develops personalized, high-quality policies that offer the right level of protection at a price that fits your budget. We also identify bundling opportunities and available discounts to help you maximize your savings.
For more details about our tenant-occupied dwelling insurance options or the carriers we partner with, contact Everett Insurance today or request a quote online to get started.