Condo Insurance
Condo Insurance in NJ, NY, CT, PA and Other States
Your condo is more than just a place to live; it’s a valuable investment. Because you own it like any home, protecting it with the right insurance is essential. Serving New Jersey, New York, Connecticut, Pennsylvania, Nevada, and beyond, Everett Insurance provides affordable condo insurance policies customized to fit your needs.
What Additional Coverage Can Condo Owners Choose?
Standard condo insurance meets the needs of most owners, but certain situations may call for extra protection. If that applies to you, consider:
Water and sewer backup coverage
This protection from Everett Insurance covers personal belongings damaged by a broken sump pump or an overflowing drain. This type of damage is typically not covered by most other insurers.
Unit assessment
With this coverage, you are reimbursed for your share of assessments charged to all unit owners due to a covered loss.
Umbrella liability
This expands your coverage at a cost-effective rate.
Flood and earthquake coverage
For condos near bodies of water or in earthquake zones, the condo association usually provides flood and earthquake coverage for the building. If this coverage is not included, you may want to add earthquake protection and obtain a separate flood insurance policy.
Floater or endorsement coverage
For valuables such as fine jewelry, collectibles, or luxury furs, consider raising your coverage, as standard policies often limit reimbursements to $1,000.
Get a Quote Today
When it comes to protecting your personal belongings, it’s always best to be prepared. Condo owners across New Jersey, New York, Connecticut, Pennsylvania, Nevada, and other states can rely on Everett Insurance to provide comprehensive condo insurance designed to safeguard what matters most.
By reviewing your unique needs and financial goals, our team develops personalized, high-quality policies that offer the right level of protection at a price that fits your budget. We also identify bundling opportunities and available discounts to help you maximize your savings.
For more details about our condo insurance options or the carriers we partner with, contact Everett Insurance today or request a quote online to get started.
The Advantages of Working With Everett Insurance
At Everett Insurance, we take pride in the strong reputation we’ve earned for service, integrity, and expertise. Our team is committed to helping clients find high-quality insurance policies that meet their individual needs and budgets.
As an independent agency, we’re able to partner with a wide network of trusted carriers—giving our clients access to competitive rates and comprehensive coverage options that larger, single-provider agencies simply can’t offer.
We work with leading names in condo insurance, including Lemonade and Chubb Insurance, among others.
What Does Condo Insurance Cover?
Condominium insurance protects all your belongings inside the unit, including clothing, furniture, appliances, and artwork. It also covers interior structures, including walls and cabinetry.
Insurance from Everett Insurance includes liability coverage. If someone is hurt inside your condo, you’ll be financially protected.
Most condo owners are not responsible for common areas like elevators and lobbies. These areas are covered by the condo association’s insurance policy.